Financing Solutions
We have partnered with two of the best names in the Machinery Financing Industry to offer simple, competitive financing for all of our Mini excavators and Skid steers. They work to find the perfect loan option and payment terms that fit your specific needs.
All Credit Profiles Considered! Please Choose One of the Financing Options Below to get Started.
*Examples shown on product pages: $0 Down/8.7%/60mo
Rates and terms given upon completion of your application may lower or increase these figures depending on your down payment and credit profile.
Option 1
Recommended for Established Credit Profiles (630+)
Traditional Equipment Loans & Flexible Financing
Great for Individuals and Established Businesses looking for structured loans, low monthly payments, and flexible terms up to 60+ months.
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Same-day Approval
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Structured Monthly Payment Schedule
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No Early Payoff Penalties
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Network of Multiple Banks to Secure your Rate
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Get your Equipment Same-Day
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$0 Down Available
Option 2
No Minimum Credit Score Required (500+)
Flexible Lease-to-Own Financing Programs
Best for Individuals and Businesses looking for fast, hassle-free purchasing options with instant decisions at checkout and simple monthly payments tailored for any stage of life.
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Instant Approval
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Soft Credit Pull
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Get your Equipment Same-Day
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Excellent for Less-Than-Perfect Credit Profiles
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Perfect for Small Businesses or Start Ups
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Minimal upfront costs
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$0 Down Available
Option 1 didn't work out? Try option 2!
Important note! You do not have to be a business to be approved through Clicklease. They simply want to see the equipment will occasionally be used to generate a side income. You can select Sole Proprietor, enter your name as the DBA and select the proper date. Then continue answering a few short questions.
Walkthrough (Option1)
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After clicking the "Apply Now" link, you will be directed to the Terrence Finance website.
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Once on this page, select "APPLY" on the Personal Application selection. Please note, there are other loan options available, including business loans if that's a better fit for you.
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Next you'll be asked for your email address to get things going.
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Once you enter your email and select continue, you'll get a pop up for Disclosures & Consents. You can review it if needed and click "OK".
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On the next page fill in your basic information. Once completed, click "Register and Apply". This will send in your information and you will be paired with a loan solution that best fits your needs!
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Depending on how quickly required information is provided, loan requests can be approved the same day.
Walkthrough (Option2)
ClickLease offers instant approval based on a soft credit pull. They have a simple 8 questions that can be answered in minutes and provide a decision within seconds. Here at GroundX we believe everyone should have the opportunity to have the excavator or skid steer to get their projects done. Many people rely on this machinery to make a living or use it to make some extra money on the side and we wanted to be able to offer a solution to make these machines more obtainable.
Clicklease is for individuals and small businesses. If you are an individual, they simply would like to know the machine is being used to generate a side income. We call it a "weekend warrior". You can select sole proprietor, enter your name as a dba and simply select the date. Then you'll finish answering a few questions.